What do you mean extras?
Extras are the bits and bobs that banks and lenders add on to your accounts, loans and insurance in order to try and attract you to taking out that product with them. These extras range from air miles and mobile phone insurance to electrical products and discount breaks but all have an intrinsic value and you could be better off by taking a policy that has these kind of extras as it would save you money elsewhere. More illustrious extras are usually found on accounts and products that are the most expensive and in-acesible. So if you are looking at getting a premium bank account that costs £30 per month but it comes with mobile phone insurance and bonus air miles which may save you £10 per month on your insurance and £xx on air miles next time you go on holiday you may be better off taking this kind of account than a les costly model.